
I originally created this website to advertise my legal practice. I now teach law classes full-time in the College of Business at New Mexico State University. Any opinions expressed herein may not be the opinions shared by the regents or administration of NMSU.

This book is designed as a textbook on sports law that can be enjoyed as an audiobook by an audience larger than just students. For students, I know that I cover a number of topics that appear on various state bar exams. For everyone else, most people won't become attorneys or sports agents, but you might serve on a board of directors for a company, charity, or home owner's association. This text provides relevant business/legal information for a large audience, all described within the context of sports.
Agency Law
Contract Law
Tort Law
Criminal Law
Religion
Disability Law
Antitrust Law

The Commercial General Liability (CGL) Insurance Policy is the standard business policy used to pay claims for bodily injury or property damage to others. The policy is divided into three coverage sections—each with its own exclusions—and a supplementary payments section. Do you ever hear—or worry—that an insurance company will not pay a claim because coverage is excluded? In order to know how claims are paid, you need to understand the policy’s insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusion—and some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.

This was fun to write. Follow a superhero's quest to break into Marvel's headquarters to regain his intellectual property rights. In this draw your own picture adventure, author and attorney Dwight Kealy talks about intellectual property rights, and finding your superpower. This book may be more enjoyable if you first listen to the Planet Money podcast entitled “We Buy a Superhero: Origins” from February 12, 2021. https://www.npr.org/transcripts/967425295

Every day, thousands of people request and receive proof of someone else’s Commercial General Liability (CGL) insurance. They might be named as a certificate holder or they might be named as an additional insured. They might want to be named as an additional insured for ongoing operations, completed operations, or “your work.” They might request Primary Wording, or Non-Contributory Wording, or a Waiver of Subrogation, or a Hold Harmless Agreement. They might say that the insurance company has to have an A.M. Best Rating of at least A-, VIII, and write business in the state on an admitted basis. WHAT DOES ALL OF THIS MEAN? If you are requiring or providing additional insured endorsements, you should know what they mean. In this book, attorney and insurance professional Dwight M. Kealy walks the reader through memorable answers to these kinds of questions that are faced everyday by insurance professionals, attorneys, risk managers, and any business that regularly deals with insurance requirements.

I originally wrote this booklet for ethics continuing education credit for insurance professionals.
Most people think they are fairly ethical—or at least as ethical as others. In this book, attorney and insurance professional Dwight M. Kealy walks the reader through Contract Law, Tort Law, Criminal Law, and the Department of Insurance Code as a way to define ethical boundaries for insurance agent conduct. Sometimes the author writes as the attorney representing a client against an insurance agent. Sometimes the author writes as the attorney defending the insurance agent. Throughout the book, the author balances these opposing views to expose the relevant legal issues, and to encourage the conduct insurance professionals
should follow to stay out of court and keep their insurance licenses.